Increase your clients’ income using gross ups and add backs

Gross ups and add backs and adjustable rates… OH MY! There are so many tools available to help get a deal done, it can be hard to keep track. Don’t fret, let us dig into a few you can use to help your clients see an approval. Gross ups and add backs can both be […]

Introducing the missing piece to our pie

We’ve added a new member to our team of superstars… and she’s coming to us with an enthusiastic attitude, solid industry knowledge and the horsepower (experience) to support it. She’s the third musketeer, the female perspective… Introducing your new Ontario BDM, Shannon McCain. From her days as a student working part time at Canada Trust, […]

Make your deal submission sing using the 5 Cs

Before you submit an alternative deal to your lender, it’s important to dig deep into your client’s story. The more information gathered from your clients, the quicker the process will be. Accelerate your submission and look like a star broker! Lenders analyze deals using the five Cs of credit, so we’ve built some questions to […]

What to look for when reviewing an appraisal

Since the appraised value of property is the foundation of the loan, appraisals can be a heated topic in the mortgage world. Each section of an appraisal plays a role in helping underwriters fund your deal, but when it comes down to it, there are a few elements that carry more weight than others. We […]

Shareable informative videos for your clients

Do you have a client struggling with their credit? Our underwriter Aaron has some advice. Share this informative video with your clients. It’s the first in our two-part series. Credit advice video: http://bit.ly/CommonCreditMistakes   Do you have a client trying to get back on track after a bankruptcy? Our underwriter Aaron has some advice. Share this […]

Closing – Part 5

Closing is the final post to our five-part series on preparing your client for what to expect during the mortgage process. We hope you will share the full series with your clients so you can move through the process with ease. If you’d like the full document of this series, please comment below or email […]

Down payment – Part 4

Down payment is part four in a five part series about what your client can expect during the mortgage process. This article is meant to be shared with your clients so they can be prepared and move smoothly through the process. You’re almost at the finish line. It’s time to talk down payment. If you […]

Your home – Part 3

Your home is part three of a five part series on preparing your client for what to expect during the mortgage process. We hope you will share the full series with your clients so you can move through the process with ease. Now that you’ve completed all your income paperwork, you’re ready to provide a […]

Supporting docs for income proof – Part 2

Please share this article with your clients to help them navigate the mortgage process. For the full 5 part series, comment below and we’ll happily send it to you. Now that the application process (part 1 of this series) is dealt with, it’s time to validate your income to your lender. This means you’ll be required […]