5 Part Guide: The Mortgage Process & How To Get Approved

Download this entire guide in our shareable PDF: What to expect during the mortgage process —————————————————————————————————————————— The mortgage process can seem daunting and overwhelming for the best of us. It’s so big in fact, that we had to break it up into five parts! A mortgage is a big transaction that involves a substantial amount […]

Get Into the Rental Market with the Gateway Rental Mortgage™

If you have a client looking for an investment property mortgage, check out Bridgewater Bank’s Gateway Rental Mortgage. It’s an ideal solution for those who want to own rental properties but may not qualify for a traditional big-bank mortgage. It also gives you the opportunity to better serve your clients by offering them solutions they […]

Buying a Vacation Home: Expert Advice to Secure the Right Financing

If you’ve ever dreamed of owning a cabin – summer weekends on the dock and the call of loons in the air – you’re not alone. Spending time at a cabin is a top priority for Canadians—a recent survey found that 68 per cent of those polled would opt for a long weekend at the […]

Reviewing Appraisals: 5 Things Underwriters & Brokers Look At

Since the appraised value of property is the foundation of the loan, appraisals can be a heated topic in the mortgage world. Each section of an appraisal plays a role in helping underwriters fund your deal, but when it comes down to it, there are a few elements that carry more weight than others. We […]

Throwback: A Look at 5-Year Fixed Mortgage Rates & Where We’re Headed

Mortgage rates have been steadily declining to historical lows since 2008 and it goes without saying, we’ve all benefited from paying interest with pocket change. But like all good things, nothing lasts forever. Rate increases have been brewing for a long time and the longer it goes on, the more havoc it plays on the […]

Mortgage Delinquency: How To Help Clients While Building Relationships

The economy is tough in many parts of the country right now, possibly affecting some of your clients’ ability to make mortgage payments. Mortgage delinquency/default is an incredibly stressful situation where a trusted advisor like you can help immensely. In fact, offering delinquency/default advice is an excellent way to add value to your business, separating […]

Draw Mortgages Explained: Let Home Construction Begin

Draw mortgages often take a lot of time to package and many of us avoid them since we believe the payoff is the same as more efficient purchases and refinances. In these times of competing market share, why discount a market segment who has a significantly greater need for our help? Draws are an excellent […]