Select a location from above to display BDMs
Contact a BDM
Kootenay region
Stephen Parama Phone: 587.982.7434 sparama@bridgewaterbank.ca
Headshot of Stephen Parama
Calgary, southern Alberta
Stephen Parama Phone: 587.982.7434 sparama@bridgewaterbank.ca
Headshot of Stephen Parama
Lower Mainland, Island and northern British Columbia
Yvonne Futter Phone: 604.506.7114 Toll Free: 1.866.867.1777 Fax: 403.718.3042 yfutter@bridgewaterbank.ca
Headshot of Yvonne Futter
Edmonton, central & northern Alberta
Eric Doucet Phone: 403.806.8466 edoucet@bridgewaterbank.ca
Headshot of Eric Doucet
Manager, National Accounts
Eric Doucet Phone: 403.806.8466 edoucet@bridgewaterbank.ca
Headshot of Eric Doucet
Nova Scotia, New Brunswick, Newfoundland and Prince Edward Island
Paul Delaney Phone: 905.866.7162 Toll Free: 1.844.734.4762 pdelaney@bridgewaterbank.ca
Headshot of Paul Delaney
Manager, National Accounts
Eric Doucet Phone: 403.806.8466 edoucet@bridgewaterbank.ca
Headshot of Eric Doucet
Select a location from above to display BDMs
Contact a BDM
Kootenay region
Stephen Parama
Phone: 587.982.7434
sparama@bridgewaterbank.ca
Headshot of Stephen Parama
Calgary, southern Alberta
Stephen Parama
Phone: 587.982.7434
sparama@bridgewaterbank.ca
Headshot of Stephen Parama
Lower Mainland, Island and northern British Columbia
Yvonne Futter
Phone: 604.506.7114
Toll Free: 1.866.867.1777
Fax: 403.718.3042
yfutter@bridgewaterbank.ca
Headshot of Yvonne Futter
Edmonton, central & northern Alberta
Eric Doucet
Phone: 403.806.8466
edoucet@bridgewaterbank.ca
Headshot of Eric Doucet
Manager, National Accounts
Eric Doucet
Phone: 403.806.8466
edoucet@bridgewaterbank.ca
Headshot of Eric Doucet
Nova Scotia, New Brunswick, Newfoundland and Prince Edward Island
Paul Delaney
Phone: 905.866.7162
Toll Free: 1.844.734.4762
pdelaney@bridgewaterbank.ca
Headshot of Paul Delaney
Manager, National Accounts
Eric Doucet
Phone: 403.806.8466
edoucet@bridgewaterbank.ca
Headshot of Eric Doucet

Rental Mortgage Program

Flexible rental financing starts here!

Solutions for both homeowners and investors.

Is your client a real estate investor?

Up to 80% LTV, 35 year amortizations, and financing for up to 5 doors, including a primary residence. Whether it's a purchase or refinance, your client is in good hands with Bridgewater Bank.

Talk to your BDM!

Does your client have a secondary suite?

Your clients can use up to 90% of their gross rental income to qualify. Our expert BDMs know how to uncover income beyond employment—so your clients have more ways to say yes to their next mortgage.

Your BDM is a click away!

Is your client looking for a vacation property?

Our rental program is built for clients ready to dive into their second property. With options starting at a 550+ beacon, 35-year amortizations, and up to 55/55 GDS/TDS, we consider deals that other lenders won’t.

Your BDM is the first step!

The Gateway rental program™

Subject rental/investment properties

The best option for borrowers looking to purchase or refinance an investment property. With an LTV of up to 80%, this product offers flexible solutions to your client roster of rental investors.

  • 550+ beacon
  • 55/55 GDS/TDS
  • Up to five doors including a primary residence
  • Rental income confirmed via market rents or T1 Generals
  • Rental mortgage product sheet
  • Find our Rental income worksheet here

Check out a recent rental deal we funded here.

Secondary suite/owner-occupied

The best option for your clients who have a secondary suite, who are looking to build one on their property, or who are purchasing a home with a secondary suite

  • 35 year amortization
  • Up to 90% add back of gross rental income

Talking to your BDM before you submit will bring the best outcome for your client.

Experience the benefits of an expertly tailored solution.

Attention to detail is key to alt lending. The more information you provide, the better the outcome (better turnaround time, accurate rate, approved file, etc.). By collaborating with your BDM to package your deal, you’ll make the most of your client’s time (and yours). Help us vet your file before submitting your deal. Complete our vetting form to get the conversation started.

Who is this form for?

  • You’re already signed up as a Bridgewater Bank partner
  • You have a file in hand and are ready to discuss the details
  • The file has a Loan-to-Value ratio of 80% or less

Does this sound like you? If yes, complete our vetting form below with as many details as possible. Next, a BDM will reach out, and you’ll be in a great position to chat.

 

Treating our brokers well is another one of our passions.

Call us old school, but we believe in treating you like family. We share these values with our parent company, the Alberta Motor Association. That includes having honest, respectful conversations without any bank-speak.

We offer the stability and rigour of a Schedule I bank with the flexibility and understanding of an alternative lender delivered with an old-school focus on relationships. As a lender partner, we offer several unique points of value you won’t find anywhere else, including a genuine commitment to getting the story and seeing beyond paperwork to get your deals done.

  • I'm not the kind of person who just rates people highly. My underwriter really went out of their way on this file and performed well above what was expected. As my relationship with Bridgewater Bank grows, I continue to be impressed with the support and service I get from the BDMs and underwriters.

    DAMON WHITBREAD, PRINCIPAL BROKER/OWNER - BRIDGEHOUSE MORTGAGE
  • All support and communication from the Business Development Manager and underwriting team were amazing. They were upfront, honest and always willing to help.

    CLAUDIO SANTAMARIA, MORTGAGE AGENT - CAPITAL MORTGAGES
  • Bridgewater was excellent to work with - the lender kept me posted during the whole process and they came up with solutions to all challenges we had.

    LISA REYNOLDS UPSHAW, MORTGAGE BROKER - RMA BROKER ONE
  • Recently, I had a deal fund with Bridgewater Bank. I have to say, I had a very good experience overall with both the underwriter and the BDM. They were both fantastic to work with and I will for sure send more deals to Bridgewater Bank.

    RUKSANA EL-KHOURY, MORTGAGE AGENT - DOMINION LENDING CENTRES
  • My underwriter and BDM did an absolutely amazing job! This was a very important referral source with no margin for delays and with Bridgewater Bank’s help, I was able to wow the client.

    MAX SINGH, MORTGAGE BROKER - THE MORTGAGE GROUP
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