Select a location from above to display BDMs
Contact a BDM
Vice-President, National Sales
Jason Provencher Phone: 403.472.7340 Toll Free: 1.888.472.7340 Fax: 403.718.3042 jprovencher@bridgewaterbank.ca
Headshot of Jason Provencher
British Columbia
Yvonne Futter Phone: 604.506.7114 Toll Free: 1.866.867.1777 Fax: 403.718.3042 yfutter@bridgewaterbank.ca
Headshot of Yvonne Futter
Edmonton, central & northern Alberta
Laura Cook Phone: 587.341.4160 Toll Free: 1.844.430.4846 lcook@bridgewaterbank.ca
Headshot of Laura Cook
Select a location from above to display BDMs
Contact a BDM
Vice-President, National Sales
Jason Provencher
Phone: 403.472.7340
Toll Free: 1.888.472.7340
Fax: 403.718.3042
jprovencher@bridgewaterbank.ca
Headshot of Jason Provencher
British Columbia
Yvonne Futter
Phone: 604.506.7114
Toll Free: 1.866.867.1777
Fax: 403.718.3042
yfutter@bridgewaterbank.ca
Headshot of Yvonne Futter
Edmonton, central & northern Alberta
Laura Cook
Phone: 587.341.4160
Toll Free: 1.844.430.4846
lcook@bridgewaterbank.ca
Headshot of Laura Cook

Bridgewater Bank Mortgages & Alternative Lending

Bridgewater Bank’s alternative lending solutions (Gateway) opens paths to home ownership for your customers who have difficulty getting financing through traditional means (the big banks). We’ve created Gateway for brokers and their customers who appreciate the importance of having experts shepherd them through more difficult alternative lending landscapes.

Mortgages

Alternative - Elite Suite

The Gateway Alternative Income Rental Mortgage™

A mortgage program for clients looking to purchase or refinance an investment property

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Alternative - Elite Suite

The Gateway Alternative Income Mortgage™

A mortgage program for self-employed clients with non-traditional income sources

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Alternative - Easy Suite

The Gateway Simple Mortgage™

For your clients with straightforward, proven income sources.

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Alternative - Easy Suite

The Gateway Rental Mortgage™

For your clients looking to purchase or refinance one or more investment properties.

Learn More
Alternative - Easy Suite

The Gateway Self-Employed Mortgage™

For your self-employed clients with traditional, proven income.

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Alternative - Easy Suite

The Gateway Open Mortgage™

For your clients looking for flexible, short-term financing with no restrictions.

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Alternative - Elite Suite

The Gateway Remedy Mortgage™

For clients looking to rebuild their challenged credit.

Learn More
Insured

The Progress Advance Mortgage (+Land)™

A smooth start-to-finish solution for your ready-to-build clients.

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Insured Lending

Our Progress Advance Mortgage (+Land) offers a smooth, start-to-finish solution for your ready-to-build clients. With the addition of a land advance option, there is no need to send your client to a bank branch. With this fair and robust product, your client also has the option to switch without penalty upon completion.

Additional product information

Bridgewater Bank Gateway mortgages can be used for purchases, refinances or equity take outs. Our mortgages are available in 1 year, 2 year and 3 year terms.

Prepayment privileges* are available. Up to 20% of loan amount (minimum of $500) can be paid once a year on the anniversary date of mortgage (unused portion cannot be carried forward). 

We also offer a 3-2-1 PAYOUT*. We recognize that Gateway Mortgages aren’t forever and your client may need to leave early. Our 3-2-1 payout is simple to understand with no complicated formulas. It’s as easy as 1, 2, 3! Early payout amounts are based on which year of the mortgage the customer is in:

  • Year 1 = 3% of remaining balance
  • Year 2 = 2% of remaining balance
  • Year 3 = 1% of remaining balance
*Certain conditions may apply.

Visit our Gateway product standards page for full details that apply across all Gateway alternative lending products.

Need an alternative lending partner for your deals?

From Ajax to Zehner, for purchases or refinances, our experts are here to help. Have questions? No problem. Your local BDM is just a phone call away.

Privacy Policy

  • My underwriter and BDM went above and beyond to make sure this deal funded in a timely matter, and updated conditions within hours of being received.

    BRANDI DROESKE, MORTGAGE PROFESSIONAL - TRILOGY MORTGAGE CORPORATION
  • I don't do many B deals, but when I do Bridgewater Bank is my first choice. Great support from my BDM and great underwriters.

    STACEY SCOTT, MORTGAGE BROKER - MORTGAGE ARCHITECTS INC.
  • Just an overall great experience. It was my first file in a long time and they really did a great job!

    DIANE PETERS, MORTGAGE ADVISOR - VERICO PARAGON MORTGAGE INC.
  • Both my BDM and my underwriter were fabulous in making this deal work! Communication was great and we got a fabulous offer for my client who was facing selling his home in a marital break up. My underwriter was wonderful in managing our tight timeline.

    CORI MCCAW, MORTGAGE EXPERT - DLC CANADIAN MORTGAGE EXPERTS
  • The BDM was always available when I needed [them] the most. The support was there prior to the approval and even right at closing when the client was at the lawyer's office.

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