Select a location from above to display BDMs
Contact a BDM
Manager, B2B Solutions
Jason Provencher Phone: 403.472.7340 Toll Free: 1.888.472.7340 Fax: 403.718.3042 jprovencher@bridgewaterbank.ca
British Columbia
Yvonne Futter Phone: 604.506.7114 Toll Free: 1.866.867.1777 Fax: 403.718.3042 yfutter@bridgewaterbank.ca
Edmonton, central & northern Alberta
Laura Cook Phone: 587.341.4160 Toll Free: 1.844.430.4846 lcook@bridgewaterbank.ca
Ontario north, central & Niagara region
Matt Royston Phone: 705.730.9387 Toll Free: 1.855.730.9387 mroyston@bridgewaterbank.ca
Select a location from above to display BDMs
Contact a BDM
Manager, B2B Solutions
Jason Provencher
Phone: 403.472.7340
Toll Free: 1.888.472.7340
Fax: 403.718.3042
jprovencher@bridgewaterbank.ca
British Columbia
Yvonne Futter
Phone: 604.506.7114
Toll Free: 1.866.867.1777
Fax: 403.718.3042
yfutter@bridgewaterbank.ca
Edmonton, central & northern Alberta
Laura Cook
Phone: 587.341.4160
Toll Free: 1.844.430.4846
lcook@bridgewaterbank.ca
Ontario north, central & Niagara region
Matt Royston
Phone: 705.730.9387
Toll Free: 1.855.730.9387
mroyston@bridgewaterbank.ca

Bridgewater Bank Mortgages & Alternative Lending

Alternative Lending

Bridgewater Bank’s alternative lending solutions (Gateway) opens paths to home ownership for your customers who have difficulty getting financing through traditional means (the big banks). We’ve created Gateway for brokers and their customers who appreciate the importance of having experts shepherd them through more difficult alternative lending landscapes.


We offer two terrific suites with expansive options for you and your clients:

The Bridgewater Bank Gateway Easy Suite™ – The great alternative basics everyone needs. Designed with real life in mind, each product offers solutions for borrowers who need an alternative from the big banks. From near prime borrowers to residential real estate investors to self-employed, the Easy Suite offers it all.

The Bridgewater Bank Gateway Elite Suite™ – Exclusive solutions only available to our top brokers. The Elite Suite is here for your more complex deals – from alternative proven income to clients looking to rebuild their credit to those who’ve recently been discharged from bankruptcy and are credit challenged.


From Ajax to Zehner, for purchases or refinances, our experts are here to help. Select the solution below for detailed information. Have questions? No problem. Your local BDM is just a phone call away.

 

Insured Lending

Our Progress Advance Mortgage (+Land) offers a smooth, start-to-finish solution for your ready-to-build clients. With the addition of a land advance option, there is no need to send your client to a bank branch. With this fair and robust product, your client also has the option to switch without penalty upon completion.

Mortgages

Alternative - Easy Suite

The Gateway Simple Mortgage™

For your clients with straightforward, proven income sources.

Learn More
Alternative - Easy Suite

The Gateway Rental Mortgage™

For your clients looking to purchase or refinance one or more investment properties.

Learn More
Alternative - Easy Suite

The Gateway Self-Employed Mortgage™

For your self-employed clients with traditional, proven income.

Learn More
Alternative - Elite Suite

The Gateway Alternative Income Rental Mortgage™

For real-estate investors with non-traditional income sources.

Learn More
Alternative - Easy Suite

The Gateway Open Mortgage™

For your clients looking for flexible, short-term financing with no restrictions.

Learn More
Alternative - Elite Suite

The Gateway Alternative Income Mortgage™

For self-employed clients with non-traditional income sources.

Learn More
Alternative - Elite Suite

The Gateway Remedy Mortgage™

For clients looking to rebuild their challenged credit.

Learn More
Insured

The Progress Advance Mortgage (+Land)™

A smooth start-to-finish solution for your ready-to-build clients.

Learn More

Additional product information

Bridgewater Bank Gateway mortgages can be used for purchases, refinances or equity take outs. Our mortgages are available in 1 year, 2 year and 3 year terms.

Prepayment privileges* are available. Up to 20% of loan amount (minimum of $500) can be paid once a year on the anniversary date of mortgage (unused portion cannot be carried forward). 

We also offer a 3-2-1 PAYOUT*. We recognize that Gateway Mortgages aren’t forever and your client may need to leave early. Our 3-2-1 payout is simple to understand with no complicated formulas. It’s as easy as 1, 2, 3! Early payout amounts are based on which year of the mortgage the customer is in:

  • Year 1 = 3% of remaining balance
  • Year 2 = 2% of remaining balance
  • Year 3 = 1% of remaining balance
*Certain conditions may apply.

Need an alternative lending partner for your deals?

Privacy Policy

  • My underwriter and BDM went above and beyond to make sure this deal funded in a timely matter, and updated conditions within hours of being received.

    BRANDI DROESKE, MORTGAGE PROFESSIONAL - TRILOGY MORTGAGE CORPORATION

  • I don't do many B deals, but when I do Bridgewater Bank is my first choice. Great support from my BDM and great underwriters.

    STACEY SCOTT, MORTGAGE BROKER - MORTGAGE ARCHITECTS INC.

  • Just an overall great experience. It was my first file in a long time and they really did a great job!

    DIANE PETERS, MORTGAGE ADVISOR - VERICO PARAGON MORTGAGE INC.

  • Both my BDM and my underwriter were fabulous in making this deal work! Communication was great and we got a fabulous offer for my client who was facing selling his home in a marital break up. My underwriter was wonderful in managing our tight timeline.

    CORI MCCAW, MORTGAGE EXPERT - DLC CANADIAN MORTGAGE EXPERTS

  • The BDM was always available when I needed [them] the most. The support was there prior to the approval and even right at closing when the client was at the lawyer's office.

© BRIDGEWATER BANK 2019