Select a location from above to display BDMs
Contact a BDM
Vice-President, National Sales
Jason Provencher Phone: 403.472.7340 Toll Free: 1.888.472.7340 Fax: 403.718.3042 jprovencher@bridgewaterbank.ca
Headshot of Jason Provencher
Lower Mainland, Island and northern British Columbia
Yvonne Futter Phone: 604.506.7114 Toll Free: 1.866.867.1777 Fax: 403.718.3042 yfutter@bridgewaterbank.ca
Headshot of Yvonne Futter
Edmonton, central & northern Alberta
Laura Cook Phone: 587.341.4160 Toll Free: 1.844.430.4846 lcook@bridgewaterbank.ca
Headshot of Laura Cook
Select a location from above to display BDMs
Contact a BDM
Vice-President, National Sales
Jason Provencher
Phone: 403.472.7340
Toll Free: 1.888.472.7340
Fax: 403.718.3042
jprovencher@bridgewaterbank.ca
Headshot of Jason Provencher
Lower Mainland, Island and northern British Columbia
Yvonne Futter
Phone: 604.506.7114
Toll Free: 1.866.867.1777
Fax: 403.718.3042
yfutter@bridgewaterbank.ca
Headshot of Yvonne Futter
Edmonton, central & northern Alberta
Laura Cook
Phone: 587.341.4160
Toll Free: 1.844.430.4846
lcook@bridgewaterbank.ca
Headshot of Laura Cook

Bridgewater Bank Mortgages & Alternative Lending

Bridgewater Bank’s alternative lending solutions (Gateway) opens paths to home ownership for your customers who have difficulty getting financing through traditional means (the big banks). We’ve created Gateway for brokers and their customers who appreciate the importance of having experts shepherd them through more difficult alternative lending landscapes.

Mortgages

Alternative

The Gateway Simple Mortgage™

For your clients with straightforward, proven income sources.

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Alternative

The Gateway Rental Mortgage™

For your clients looking to purchase or refinance one or more investment properties.

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Alternative

The Gateway Self-Employed Mortgage™

For your self-employed clients with traditional, proven income.

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Alternative

The Gateway Open Mortgage™

For your clients looking for flexible, short-term financing with no restrictions.

Learn More
Insured

The Progress Advance Mortgage (+Land)™

A smooth start-to-finish solution for your ready-to-build clients.

Learn More

Insured Lending

Our Progress Advance Mortgage (+Land) offers a smooth, start-to-finish solution for your ready-to-build clients. With the addition of a land advance option, there is no need to send your client to a bank branch. With this fair and robust product, your client also has the option to switch without penalty upon completion.

Additional product information

Bridgewater Bank Gateway mortgages can be used for purchases, refinances or equity take outs. Our mortgages are available in 1 year, 2 year and 3-year terms.

Prepayment privileges* are available. Up to 20% of loan amount (minimum of $500) can be paid once a year on the anniversary date of mortgage (unused portion cannot be carried forward). 

We also offer a 3-2-1 PAYOUT*. We recognize that Gateway Mortgages aren’t forever and your client may need to leave early. Our 3-2-1 payout is simple to understand with no complicated formulas. It’s as easy as 1, 2, 3! Early payout amounts are based on which year of the mortgage the customer is in:

  • Year 1 of term = 3% of remaining balance
  • Year 2 of term= 2% of remaining balance
  • Year 3 of term = 1% of remaining balance
*Certain conditions may apply.

Visit our Gateway product standards page for full details that apply across all Gateway alternative lending products.

Need an alternative lending partner for your deals?

From Ajax to Zehner, for purchases or refinances, our experts are here to help. Have questions? No problem. Your local BDM is just a phone call away.

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  • My underwriter and my BDM were awesome to deal with. I always look to Bridgewater to get deals done.

    JEFF MOORE, MORTGAGE SPECIALIST - CASTLE MORTGAGE GROUP
  • I'm not the kind of person who just rates people highly. My underwriter really went out of their way on this file and performed well above what was expected. As my relationship with Bridgewater Bank grows, I continue to be impressed with the support and service I get from the BDMs and underwriters.

    DAMON WHITBREAD, PRINCIPAL BROKER/OWNER - BRIDGEHOUSE MORTGAGE
  • My favourite part was a very detailed decline. I was able to share the detailed decline with the client’s accountant, clarifying and giving us a successful solution.

    JAMES LAPOINTE, MORTGAGE BROKER - XEVA MORTGAGES
  • My underwriter was outstanding in assisting me with this quick close mortgage, and the funding team was incredible to fund the same day they received completed solicitor conditions. I was very impressed!

    ALANA MYERS, MORTGAGE BROKER - CENTUM CANADA
  • From beginning to end, dealing with Bridgewater Bank was flawless! The BDM, underwriter and condition specialist went out of their way to ensure timely processing and effective communication. I will definitely be working with Bridgewater again and recommend my colleagues do too!

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