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Contact a BDM
Vice-President, National Sales
Jason Provencher Phone: 403.472.7340 Toll Free: 1.888.472.7340 Fax: 403.718.3042 jprovencher@bridgewaterbank.ca
Headshot of Jason Provencher
British Columbia
Yvonne Futter Phone: 604.506.7114 Toll Free: 1.866.867.1777 Fax: 403.718.3042 yfutter@bridgewaterbank.ca
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Edmonton, central & northern Alberta
Laura Cook Phone: 587.341.4160 Toll Free: 1.844.430.4846 lcook@bridgewaterbank.ca
Headshot of Laura Cook
Select a location from above to display BDMs
Contact a BDM
Vice-President, National Sales
Jason Provencher
Phone: 403.472.7340
Toll Free: 1.888.472.7340
Fax: 403.718.3042
jprovencher@bridgewaterbank.ca
Headshot of Jason Provencher
British Columbia
Yvonne Futter
Phone: 604.506.7114
Toll Free: 1.866.867.1777
Fax: 403.718.3042
yfutter@bridgewaterbank.ca
Headshot of Yvonne Futter
Edmonton, central & northern Alberta
Laura Cook
Phone: 587.341.4160
Toll Free: 1.844.430.4846
lcook@bridgewaterbank.ca
Headshot of Laura Cook

Deal Scenarios

Alternative lending doesn’t need to be complicated. Common-sense solutions for real life deals we’ve approved and funded.

Rural property purchase – well and septic

In this case, a self-employed client was able to purchase his dream home on a 10-acre, well and septic rural property. This client’s ratios were higher than what an A lender would approve. Proving income required an expert underwriter to build a financial picture. With all of these details in… Read More

Self-employed client refinances to pay off debt

In this case, a self-employed client was able to refinance his property to pay off debt incurred while off the job for four months. Bridgewater Bank’s expert underwriter took into consideration the client’s story and past credit history when approving the deal. His recent time off meant a bank-statement program… Read More

Purchasing a home after a consumer proposal

Tyler and Raya are a happily married couple looking to purchase an owner-occupied property in a major urban center. They will be selling their current property in order to purchase a new one. They have good credit, but Tyler filed a consumer proposal in 2016 which is making their mortgage… Read More

TransUnion credit score to get the deal done

Using a TransUnion credit score to get the deal done

Larry and Amy were recently married and are looking to purchase a home together. Larry is self-employed and Amy is a childcare worker. She’s been with the same company for 13 years and has recently been laid off due to the COVID-19 pandemic. Amy’s employer has guaranteed that she’ll be… Read More

Refinancing two properties to lower monthly payments

Refinancing two properties to lower monthly payments

Danny is a sole borrower working full time. He has had the same job for more than ten years. Danny has two mortgages, one on his owner-occupied home, the other on his disabled parent’s home. Danny is trying to lower his monthly payments to increase his savings. He called his… Read More

Deal scenario: refinancing to pay off a high interest second mortgage

Refinancing to pay off a high interest second mortgage

Jason is a salaried government worker who’s been in the same job for many years. When Jason’s wife suddenly fell ill, he took on a lot of costs caring for her. These bills went into default and then sadly, Jason’s wife passed away. Her funeral expenses were too high to… Read More

deal scenario life event

Couple with sick child turn to refinancing to pay their bills

Janine and Mark were both working full time and paying their bills when their child suddenly fell ill. As any mother would do, Janine took on the obligation of caring for her child’s needs, which meant taking an indefinite amount of time off from work. This also meant putting important… Read More

Deal scenario closing an alternative deal at a great rate

Couple explores refinancing to access their home’s equity

In this case, the clients have been dreaming of building a second home on a plot of land they own together. They have equity in their current home, but they also have some debt they want to pay off. Due to high ratios, primary borrower being self-employed and a low… Read More

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