Select a location from above to display BDMs
Contact a BDM
Lower Mainland, Island and northern British Columbia
Yvonne Futter Phone: 604.506.7114 Toll Free: 1.866.867.1777 Fax: 403.718.3042 yfutter@bridgewaterbank.ca
Headshot of Yvonne Futter
Edmonton, central & northern Alberta
Eric Doucet Phone: 403.806.8466 edoucet@bridgewaterbank.ca
Headshot of Eric Doucet
Manager, National Accounts
Eric Doucet Phone: 403.806.8466 edoucet@bridgewaterbank.ca
Headshot of Eric Doucet
Nova Scotia, New Brunswick, Newfoundland and Prince Edward Island
Paul Delaney Phone: 905.866.7162 Toll Free: 1.844.734.4762 pdelaney@bridgewaterbank.ca
Headshot of Paul Delaney
Manager, National Accounts
Eric Doucet Phone: 403.806.8466 edoucet@bridgewaterbank.ca
Headshot of Eric Doucet
Select a location from above to display BDMs
Contact a BDM
Lower Mainland, Island and northern British Columbia
Yvonne Futter
Phone: 604.506.7114
Toll Free: 1.866.867.1777
Fax: 403.718.3042
yfutter@bridgewaterbank.ca
Headshot of Yvonne Futter
Edmonton, central & northern Alberta
Eric Doucet
Phone: 403.806.8466
edoucet@bridgewaterbank.ca
Headshot of Eric Doucet
Manager, National Accounts
Eric Doucet
Phone: 403.806.8466
edoucet@bridgewaterbank.ca
Headshot of Eric Doucet
Nova Scotia, New Brunswick, Newfoundland and Prince Edward Island
Paul Delaney
Phone: 905.866.7162
Toll Free: 1.844.734.4762
pdelaney@bridgewaterbank.ca
Headshot of Paul Delaney
Manager, National Accounts
Eric Doucet
Phone: 403.806.8466
edoucet@bridgewaterbank.ca
Headshot of Eric Doucet

Deal Scenarios

Alternative lending doesn’t need to be complicated. Common-sense solutions for real life deals we’ve approved and funded.

Man with head down being comforted by older woman

Recovery from a variable rate

This deal scenario is based in a rural community. The client needed financial assistance while recovering from medical treatment. With their variable-rate mortgage payments increasing, they sought a more stable solution through refinancing. The mortgage broker worked with our BDM and underwriter duo to map out the best options. Read More

From payments to possibilities

In this scenario, the client was able to refinance their owner-occupied property and come out ahead due to our extended ratios. Alex held a mortgage with a private lender and wanted to lower their monthly payment and complete some much-needed renovations. In their current arrangement, the… Read More

Refinance with 35-year amortization

In this scenario, the client refinanced their owner-occupied property with a 35-year amortization to reduce monthly payments. Parminder is a sole borrower working full-time within the same industry for the last 11 years. Parminder is trying to lower their monthly payments to help pay off debt. Their mortgage broker… Read More

The makings of a million dollar deal

In this deal scenario, we put a spotlight on our recent decision to raise lending limits and help clients purchase a million-dollar rural (well-and-septic) acreage. The deal came our way because the property is located in a rural area, outside a city centre, and the ratios were 41%/49%, higher than… Read More

For rental property deals, marketability matters

In this deal scenario, our primary applicant is self-employed, and already the owner of two rental properties. She wanted to invest in a third property in a small town with her daughter, and we wanted to help make that happen. Self-employment is one of our specialties, so we were able… Read More

Refinance to pay out debt and remove ex-spouse from title

In this deal scenario, the client refinanced his owner-occupied home to take his ex-spouse off title and settle CRA debt. This deal was not your average deal. Thankfully, our underwriter is not your average underwriter. Our client was in a tight spot as he navigated this tumultuous life event, and… Read More

Purchase using add-back model to increase serviceable income

In this complex deal scenario, this self-employed client was able to lean on our add-back model to purchase a new home. Not only that, because of our alternative provable income program, this client also qualified for our super-competitive rate of 2.79%. Again, we find a solutions-oriented underwriter and expert BDM… Read More

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