Select a location from above to display BDMs
Contact a BDM
Manager, B2B Solutions
Jason Provencher Phone: 403.472.7340 Toll Free: 1.888.472.7340 Fax: 403.718.3042 jprovencher@bridgewaterbank.ca
British Columbia
Yvonne Futter Phone: 604.506.7114 Toll Free: 1.866.867.1777 Fax: 403.718.3042 yfutter@bridgewaterbank.ca
Edmonton, central & northern Alberta
Laura Cook Phone: 587.341.4160 Toll Free: 1.844.430.4846 lcook@bridgewaterbank.ca
Ontario north, central & Niagara region
Matt Royston Phone: 705.730.9387 Toll Free: 1.855.730.9387 mroyston@bridgewaterbank.ca
Select a location from above to display BDMs
Contact a BDM
Manager, B2B Solutions
Jason Provencher
Phone: 403.472.7340
Toll Free: 1.888.472.7340
Fax: 403.718.3042
jprovencher@bridgewaterbank.ca
British Columbia
Yvonne Futter
Phone: 604.506.7114
Toll Free: 1.866.867.1777
Fax: 403.718.3042
yfutter@bridgewaterbank.ca
Edmonton, central & northern Alberta
Laura Cook
Phone: 587.341.4160
Toll Free: 1.844.430.4846
lcook@bridgewaterbank.ca
Ontario north, central & Niagara region
Matt Royston
Phone: 705.730.9387
Toll Free: 1.855.730.9387
mroyston@bridgewaterbank.ca

Gateway product standards

What is common among all Gateway products?

The following details apply across all Gateway alternative lending products:

PURPOSE

  • Purchase
  • Refinance
  • Equity take outs

AVAILABLE TERMS

  • 1 year
  • 2 year
  • 3 year

PAYMENT FREQUENCY

  • Monthly
  • Semi-monthly

RATE HOLDS

  • 10 days from date of approval
  • 60 days from date of approval with signed commitment

LOAN AMOUNT

  • $100,000 to $750,000 (geographic, property and credit restrictions)

APPRAISALS REQUIRED

PREPAYMENT PRIVILEGES

  • Up to 20% of loan amount (minimum of $500) can be paid once a year on anniversary date of mortgage (unused portion cannot be carried forward)
*Certain conditions may apply.

3-2-1 PAYOUT

Gateway Mortgages aren’t forever. We recognize your client may need to leave early. Our 3-2-1 payout is simple to understand with no complicated formulas. It’s as easy as 1, 2, 3!

Early payout amounts are based on which year of the mortgage the customer is in:

  • Year 1 = 3% of remaining balance
  • Year 2 = 2% of remaining balance
  • Year 3 = 1% of remaining balance
*Certain conditions may apply.

More information and resources:

Income verification

Net worth assets

Down payment sources

Lending areas

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