Select a location from above to display BDMs
Contact a BDM
Lower Mainland, Island and northern British Columbia
Yvonne Futter Phone: 604.506.7114 Toll Free: 1.866.867.1777 Fax: 403.718.3042 yfutter@bridgewaterbank.ca
Headshot of Yvonne Futter
Edmonton, central & northern Alberta
Eric Doucet Phone: 403.806.8466 edoucet@bridgewaterbank.ca
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Manager, National Accounts
Eric Doucet Phone: 403.806.8466 edoucet@bridgewaterbank.ca
Headshot of Eric Doucet
Manager, National Accounts
Eric Doucet Phone: 403.806.8466 edoucet@bridgewaterbank.ca
Headshot of Eric Doucet
Select a location from above to display BDMs
Contact a BDM
Lower Mainland, Island and northern British Columbia
Yvonne Futter
Phone: 604.506.7114
Toll Free: 1.866.867.1777
Fax: 403.718.3042
yfutter@bridgewaterbank.ca
Headshot of Yvonne Futter
Edmonton, central & northern Alberta
Eric Doucet
Phone: 403.806.8466
edoucet@bridgewaterbank.ca
Headshot of Eric Doucet
Manager, National Accounts
Eric Doucet
Phone: 403.806.8466
edoucet@bridgewaterbank.ca
Headshot of Eric Doucet
Manager, National Accounts
Eric Doucet
Phone: 403.806.8466
edoucet@bridgewaterbank.ca
Headshot of Eric Doucet

The Gateway Self-Employed Mortgage™

The Gateway Self-Employed Mortgage

A mortgage solution for your self-employed clients unable to secure financing with a traditional bank.

The Gateway Self-Employed Mortgage is the best option for your self-employed clients. With a lower qualifying beacon, this mortgage product offers a solution to your self-employed clients who may have non-traditional income.

Download the Gateway Self-Employed Mortgage product sheet.

CREDIT

  • 500+
  • Discharged from bankruptcy for minimum 12 months with re-established credit
  • Consumer proposals considered (must be discharged or paid out from proceeds)

GDS / TDS

  • Maximum of 55% GDS / 55% TDS

LTV

  • Up to 80%

AMORTIZATION

  • Up to 35 years

DOWN PAYMENT

PROPERTY TYPE

  • Marketable, owner-occupied properties
  • Second and vacation properties
  • Rural properties (agricultural zoned properties not accepted)

DOCUMENTS

  • Additional product information

    Additional product information

    Bridgewater Bank Gateway mortgages can be used for purchases, refinances or equity take outs. Our mortgages are available in 1 year, 2 year and 3 year terms.

    Prepayment privileges* are available. Up to 20% of loan amount (minimum of $500) can be paid once a year on the anniversary date of mortgage (unused portion cannot be carried forward).

    We also offer a 3-2-1 PAYOUT*. We recognize that Gateway Mortgages aren’t forever and your client may need to leave early. Our 3-2-1 payout is simple to understand with no complicated formulas. It’s as easy as 1, 2, 3! Early payout amounts are based on which year of the mortgage the customer is in:

    • Year 1 of term= 3% of remaining balance
    • Year 2 of term= 2% of remaining balance
    • Year 3 of term = 1% of remaining balance
    *Certain conditions may apply.

    Visit our Gateway product standards page for full details that apply across all Gateway alternative lending products.

Subject to full underwriting policy and may change without notice.

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