Credit can be wonderful or a source of stress. It’s great to have credit when you need it, but it’s easy to take on more than you can manage. Before you know it, you’re missing payments on your credit cards or making only minimum payments. You might be late paying… Read More
Please download this PDF and share it with your email list. The information in this article will help clients realize that higher interest rates aren’t a barrier to home ownership. As a broker, you can guide your clients through a discussion about their finances and then steer… Read More
There is a story behind every consumer proposal. As a mortgage broker, you’re the one who will hear those stories and put together mortgage solutions for your clients who may also be in consumer proposals. Finding the right mortgage solution while keeping mortgage affordability top of mind is… Read More
Please share this article with your clients by downloading this PDF. If you have questions, contact one of our expert BDMs or underwriters to offer tailored solutions to your clients. Two basic ways to improve your debt servicing ratios are to increase your income or reduce your debt. Increasing your… Read More
Please share this article with your clients by downloading this PDF. It provides information about how to calculate debt-to-income ratios in Canada and the effect it can have on mortgage qualification. If you have questions, contact one of our expert BDMs or underwriters to offer… Read More
Make sure to download this handy infographic PDF to learn more about what the 5 Cs of Credit are. Before you submit an alternative lending deal to your lender, it’s important to dig deep into your client’s story. The more information gathered from your clients, the… Read More
Have your customers considered refinancing to pay off vacation expenses or their children’s tuition? Has their financial situation recently changed? Maybe they’re looking to renovate their home or invest? Here are some tips and considerations to share with your customers who need help refinancing a mortgage. Reason… Read More
Please share this article with your clients by downloading this PDF. It explains what they need to know about purchasing a second home. Did you know that the process to purchase a second property depends on whether you’re buying a vacation home or an investment property? While… Read More
Please share this article with your clients by downloading this PDF. During times of economic uncertainty, people may wonder if they should put off buying a home, especially if there is a risk to their jobs. Information in this article will inform clients about how job loss… Read More
