For rental property deals, marketability matters

In this deal scenario, our primary applicant is self-employed, and already the owner of two rental properties. She wanted to invest in a third property in a small town with her daughter, and we wanted to help make that happen.

Self-employment is one of our specialties, so we were able to expertly fold this into another part of the big picture—the marketability of this investment.

By running their existing properties through our rental income worksheet and using our add-back model to improve their financials, our underwriter was able to strengthen their already stable income. A positive appraisal helped push the deal even more.

And just like that, another deal is done at a rate of 3.89%– and the broker secures the potential for future business working on their renewal after their 1-year term is up.